Select this if you see your customers face to face and swipe their credit cards on premise. For your traditional point-of-sale processing needs, a retail merchant account enables you to authorize, settle and manage credit card transactions from your retail store using a variety of POS solutions and connectivity methods. POS terminals are the backbone of face-to-face (card present) credit card processing in the retail environment, and Serve First offers a variety of state-of-the-art, fully-equipped, PCI-compliant terminals that make quick work of authorization, settlement and management of transactions. Everything needed to process a credit card or signature debit card transaction can be found in a countertop POS terminal, including a magnetic card reader, phone or Internet connection to the processor and a receipt printer. Add on a keypad and you’re ready to process PIN debit cards and EBT (Electronic Benefits Transfer) cards.